Here is a feature list for Phlo (all free):
1. Manage unlimited customers.
2. Manage unlimited projects.
3. Team management with custom staff rate per user.
4. Recurring invoicing
5. Payment processing options (this is how we make money but they aren't required)
6. Time tracking
7. We have an iPhone app coming out but it is web based so it can work on whatever device you have already.
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